Build the confidence to lead your business financially.
The Financial Check-Up™ is a self-paced financial education program created for small-business owners who want to understand their business finances without becoming accountants.
It teaches business owners how to understand financial statements, cash flow, bookkeeping fundamentals, and the financial questions they should be asking their bookkeeper, CPA, and other professional advisors.
- Self-paced learning
- Interactive worksheets
- Real business scenarios
- Guided by Molly
- Built for business owners
"I want to understand my numbers well enough to lead my business — not just react to them."
- Financial understanding in plain English
- Habits that support long-term stewardship
- Confidence in every advisor conversation
What Is The Financial Check-Up™?
The Financial Check-Up™ is a self-paced financial education program designed for small-business owners who want to understand their financial information without becoming accountants or bookkeepers.
The stakes are real. According to SCORE, 82% of small businesses that fail cite cash flow problems as a contributing factor. The U.S. Small Business Administration identifies financial literacy as one of the most consistent predictors of business survival beyond the five-year mark. The Financial Check-Up™ was built for the gap between knowing you have financial reports and knowing what to do with them.
The program teaches business owners how bookkeeping connects to financial reports, how to read core financial statements, how cash flow differs from profit, what questions to ask financial professionals, and how to use financial information when making business decisions.
It is financial education — not accounting software, bookkeeping services, tax preparation, or a replacement for a CPA or other qualified professional.
- Program
- The Financial Check-Up™
- Format
- Self-paced financial education
- Designed for
- Small-business owners
- Curriculum
- 20 modules
- Price
- $197
- Focus
- Understand → Decide → Lead
- Created by
- Michelle Myrick
From confusion to confidence.
The Financial Check-Up™ guides business owners through a structured learning journey — from understanding bookkeeping fundamentals, to reading financial reports, to making informed decisions, to building financial resilience and long-term habits.
This is more than learning bookkeeping. It is learning to confidently lead the financial side of your business.
It is education, not software and not a service. The Financial Check-Up™ is not accounting or bookkeeping software, a bookkeeping service, tax preparation, or individualized financial advice, and it does not replace your bookkeeper or CPA. It exists to make you an informed participant in the financial side of your business.
A framework built on Understand, Decide, and Lead.
Every module in the platform maps to one of three pillars, guiding learners up the Framework Ladder from basic understanding to long-term financial stewardship.
Understand
Learn what your financial reports are actually telling you.
Decide
Use financial information to make confident business decisions.
Lead
Build the habits that create long-term financial health and business resilience.
A complete financial learning journey.
The Financial Check-Up includes 20 modules that progressively help business owners understand how financial activity becomes financial information, learn to read their reports, use those reports in business decisions, and build stronger financial habits.
The platform is organized into 4 progressive stages, each building on the one before it. Rather than isolated lessons, learners follow a guided path from the fundamentals all the way through quarterly compliance and long-term stewardship.
20 modules across 4 stages of learning — designed to grow with you and the business over time.
- 01
Foundations
The Foundations stage teaches the systems and vocabulary business owners need before interpreting financial reports, including how money moves through a business, how records are organized, and how banking and bookkeeping connect.
- 02
Financial Understanding
Financial Understanding explains how everyday transactions become organized financial information, including income, expenses, assets, liabilities, and the categories used to build financial reports.
- 03
Financial Statements
The Financial Statements stage teaches business owners how to read and interpret a Profit & Loss statement, Balance Sheet, and cash-flow information without requiring accounting expertise.
- 04
Decision Making
Decision Making teaches business owners how to use financial information when considering pricing, expenses, hiring, growth, cash needs, and other business decisions.
- 05
Financial Stewardship
Financial Stewardship focuses on building sustainable financial habits, including regular review, cash awareness, debt management, owner compensation, and long-term financial resilience.
- 06
Quarterly Compliance
Quarterly Compliance helps business owners build a repeatable rhythm for reviewing financial records, taxes, payroll-related obligations, and other quarterly financial checkpoints with the appropriate professionals.
Meet Molly
Molly is your financial learning guide throughout The Financial Check-Up™. She explains complex concepts in plain English, encourages thoughtful reflection, and helps you build financial confidence at your own pace.
Molly also prepares you to have better conversations with your bookkeeping and accounting professionals — so every meeting becomes more productive.
Molly does not replace professional advice. She helps you become a more informed business owner.
"You don't need to become an accountant. You just need to understand your numbers well enough to lead."
- Role
- Educational guide
- Voice
- Plain English, encouraging
- Focus
- Understanding, not certification
- Boundary
- Complements professional advice
Practical tools you'll use long after the course is complete.
Every stage includes hands-on resources built for ongoing financial stewardship — not filler downloads. They support real routines learners return to month after month.
- Interactive worksheets
- Financial review checklists
- Reflection activities
- Monthly planning tools
- Quarterly compliance resources
- Decision frameworks
What you'll be able to do.
These are practical business capabilities — the kind of clarity that changes how you review your reports, plan for the quarter, and show up in every advisor conversation.
- 01Read a Profit & Loss Statement with confidence
- 02Understand your Balance Sheet
- 03Follow your Cash Flow
- 04Review your business every month
- 05Build a Financial Scorecard
- 06Prepare for quarterly compliance
- 07Work confidently with your bookkeeper or CPA
- 08Build long-term financial habits
- 09Lead your business with greater financial confidence
Michelle Myrick
Founder, Myrick Balance Bookkeeping
Founder, Myrick Balance Bookkeeping · Creator, The Financial Check-Up™
- QuickBooks Online Level 1 Certification
- QuickBooks Online Level 2 Certification
- QuickBooks Online Payroll Certification
- Intuit Bookkeeping Certification
More than two decades of medical practice management and business operations experience.
Michelle Myrick is the founder of Myrick Balance Bookkeeping and creator of The Financial Check-Up™.
Before launching Myrick Balance Bookkeeping, Michelle spent more than two decades working in medical practice management, where financial operations were part of running real businesses day to day.
She later earned her Intuit QuickBooks Online and bookkeeping certifications and built The Financial Check-Up™ after repeatedly seeing the same problem: business owners could receive financial reports without necessarily understanding what those reports were telling them.
Her teaching philosophy is simple. Business owners do not need to become accountants. They should understand enough about their own financial information to participate confidently in the conversation.
Start With a Free Guide
You don't have to enroll to start learning. The Financial Check-Up publishes free, plain-English resources designed to help business owners understand the financial side of their businesses.
How to Read Your Business Financial Statements
What the Profit & Loss, Balance Sheet, and cash flow each answer — and what to look for in yours.
Read the GuideBookkeeping Fundamentals for Business Owners
What bookkeeping actually does, and what an owner should understand even when someone else keeps the books.
Read the GuidePayroll for Small Business Owners
Gross versus net pay, what an employee really costs, and how payroll shows up in your reports.
Read the GuideHow Business Owners Use Financial Information to Make Better Decisions
A practical Understand → Decide → Lead framework for hiring, pricing, and equipment decisions.
Read the GuideFinancial Education Options for Small Business Owners
An honest comparison of the free and paid options available — and how to choose based on your goal.
Read the GuideQuestions About The Financial Check-Up
- What is The Financial Check-Up?
- The Financial Check-Up™ is a self-paced financial education program for small-business owners. It teaches owners how to understand bookkeeping, read financial statements, think about cash flow, ask better financial questions, and use financial information when making business decisions.
- Who is The Financial Check-Up for?
- The program is designed for small-business owners who want a stronger understanding of their business finances without becoming accountants or bookkeepers. It can be especially useful for owners who already work with a bookkeeper, CPA, payroll provider, or accounting software but want to participate more confidently in financial conversations.
- Do I need accounting experience?
- No. The Financial Check-Up is written in plain English and is designed for business owners rather than accounting professionals. Financial terms are introduced in context and explained as they become useful.
- What will I learn?
- The program helps business owners understand how financial activity becomes financial reports, read core financial statements, recognize the difference between profit and cash flow, understand common bookkeeping and payroll concepts, ask better questions, and use financial information more effectively when making business decisions.
- Is The Financial Check-Up accounting software?
- No. The Financial Check-Up is an educational program. It does not replace accounting software, bookkeeping services, payroll providers, CPAs, or other financial professionals. It is designed to help the business owner better understand the information those systems and professionals provide.
- Does The Financial Check-Up replace my bookkeeper or CPA?
- No. The program is designed to complement professional relationships, not replace them. The goal is to help business owners understand enough about their financial information to ask better questions and participate more confidently in conversations with their financial professionals.
- How much does The Financial Check-Up cost?
- The Financial Check-Up™ is currently $197 — a one-time payment for access to the program.
- Can I learn something before enrolling?
- Yes. The Financial Check-Up publishes free educational guides for small-business owners covering financial statements, bookkeeping fundamentals, payroll, financial decision-making, and other practical financial topics.
You can also browse our free educational guides before enrolling.
Last reviewed: August 2026
Your next step
Your business deserves more than accurate books.
It deserves an owner who understands them. Join The Financial Check-Up™ and begin building the knowledge, habits, and confidence to make better financial decisions — one lesson, one review, and one thoughtful conversation at a time.
Self-paced · Guided by Molly · Built for business owners